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First move to your aspiration Simply by making fixed instalments during the deposit tenor, you will receive the principal together with interest upon maturity. For better planning, you may decide your instalment amount according to your financial standing, or calculate the required instalment amounts that are sufficient to realise your dream.
Attractive interest rates for better returns The interest rates of Club Deposit are higher than those offered by general savings accounts. Best of all , you will be free from any interest rate fluctuations during the deposit tenor as the interest rate is fixed upon placement of your Club Deposit.
Flexible combinations of deposit currencies and tenors Options of RMB, USD and HKD as well as different deposit tenors are available to meet your financial needs.
| Currency |
Deposit Tenor |
Frequency of Instalment |
| RMB* |
1 year, 3 years and 5 years |
Monthly, bi-monthly, quarterly or semi-annually |
| USD |
1 year |
| HKD |
1 year, 15 months, 18 months, 2 years, 3 years, 4 years and 5 years |
* RMB Club Deposit service is not applicable to residents of the Mainland of China
Hassle-free saving plan The minimum instalment amount is as low as HKD100 (or equivalent). For added convenience, you can settle the instalments via our branches/sub-branches or by autopay.
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