Bank of China (Hong Kong) Limited - Mainland Business > Wealth Management Service

Wealth Management Prime

The Art of Wealth Management

Great Rewards Come From Harmonious Cooperation

That is why Wealth Management Prime works with you every step of the way. Providing you with professional advice. Helping you navigate fast changing markets. Through our tailor-made services, you can maximize your wealth potential ?achieving great rewards.

Personalized Financial Services
Privileged Banking Services
BOC Global Wealth Management Service
Enter a World of Privileges Now!

Personalized Financial Services

Wealth Management Prime provides you with one-stop personal financial services. Our professional and comprehensive financial planning service helps you achieve personal goal by grasping every opportunity for wealth accumulation.

Personal Financial Services Manager is designated to provide you with customized professional advice that specially caters for your diverse financial needs.
A full spectrum of financial services is offered, including deposits, insurance, credit facilities, investments like Premium Product, Structured Product and foreign exchange.
An easy-to-read consolidated monthly statement gives you a clear overview of your financial situation, showing account balances and transaction activities.

Multi-Channel Access
A variety of financial management channels is provided to help you manage accounts and facilitate transactions in a convenient and effective way.

Wealth Management Centre
Exclusive Wealth Management Centres provide a comfortable and relaxing environment for you to meet with your Personal Financial Services Manager.

Online and Telephone Banking Services
Wherever and whenever you are, you can manage your finances with ease by using our online and telephone banking services.

Privileged Banking Services

With the prestigious status, you are assured to enjoy a wide range of privileged banking services at the branches in the Mainland of China.

A Wealth Management Prime Card is specially designed for each customer to reflect the distinctive status.
Preferential rates on general banking services.
Preferential rates on diverse services, including fixed deposits and mortgage, etc.

In addition, Bank of China (Hong Kong) and Bank of China jointly present an exclusive banking solution tailored for Wealth Management Prime customers who are frequent travelers between the Mainland of China and Hong Kong. You can access an array of privileged and priority financial services customized to meet your diverse financial needs wherever you are at the major provinces in the Mainland of China.

BOC Global Wealth Management Service

Jointly presented by Bank of China (Hong Kong) and Bank of China, this brand new international banking solution allows Wealth Management customers around the world to manage personal finances with ease when they are away from their homelands. By capitalizing on the global extensive network of Bank of China, you can enjoy our privileged and priority financial services which are always within easy reach.

Priority Banking Services and Privileges
Upon presentation of your Wealth Management Prime Card, you can access priority banking services at the Wealth Management Priority Counters and Wealth Management Centres of Bank of China (Hong Kong) and Bank of China. What's more, a series of banking privileges¹ are reserved for those who maintain a Wealth Management account at Bank of China in the Mainland.

Pre-Arranged Account Opening Services
You can savour the convenience of pre-arranging account opening services with the designated branches² of Bank of China in the Mainland and overseas through Wealth Management Centres or branches of Bank of China (Hong Kong). Our Personal Financial Services Manager will stay in touch with the relevant Wealth Management Centre or branch in advance according to your financial needs, and you can take advantage of a hassle-free account opening services upon arrival.

Value-Added Services
As our prestigious Wealth Management customer, you deserve an array of exceptional benefits. To cater for your diverse needs, Bank of China (Hong Kong) and Bank of China's networks have prepared a wide-ranging value-added services¹ which truly reflect your superior status.

Enter a World of Privileges Now!

Wealth Management Prime services are exclusively for our privileged customers with wealth balance³ of HK$500,000 or above. As our Wealth Management Prime customer, you receive the privileged services in recognition of your distinguished status. Our Personal Financial Services Managers are always here to serve you.

For more details, please come to visit your nearest branch of Bank of China (Hong Kong).

Act now and explore new horizons in Wealth Management Prime!

Remarks:

The privileges as well as value-added services offered by each branch of Bank of China may vary. For details of the privileges, terms and conditions, please contact the staff of Bank of China (Hong Kong) or the relevant branch of Bank of China.
For details of the designated service points of Bank of China in the Mainland or overseas, please contact our staff.
For definition of monthly wealth balance, please contact your Personal Financial Services Manager. Monthly fee will be charged if the monthly average wealth balance is below designated amount.

Terms and Conditions: Bank of China (Hong Kong) and Bank of China reserve the right to amend or withhold the terms and conditions at their discretions.

Risk Disclosure

Premium Product ?The actual return on this product will depend on market conditions and the level at expiry time on the Maturity Date of the exchange rate of the currency to which this product is linked. In the event that the Linked Currency depreciates at maturity, the amount of the Linked Currency paid to you may on conversion be less than the amount of your investment. You may not terminate this transaction without our prior written consent, and could incur significant losses in closing this transaction, before maturity. This product is “non transferable?and it may be impossible for you to close out or liquidate it. These statements do not purport to disclose all the risks and other significant aspects of this transaction. The intention is to inform you that the risk of loss may be substantial in certain circumstances. This product is with high investment risk. Your principal may suffer substantial loss due to the market fluctuations. You shall carefully consider the risk involved before making the investment. If you have any concerns about this product, you should consult independent professional advisers.

Foreign Exchange ?Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts any foreign currency into Hong Kong dollars or other foreign currencies.

Structured Product ?Interest rates and currency exchange rates may and do fluctuate from time to time. These fluctuations may affect the return on this product. If the interest rates or currency exchange rates move against you, you may receive only the principal amount of this investment at maturity and no additional return. This product is neither transferable nor negotiable. You cannot withdraw any part of this investment before maturity unless with our consent and you may incur economic costs or losses as a result of early withdrawal. Where it is expressly provided in this term sheet and subject to those provisions, we may repay the relating fund before maturity at our discretion. This product differs from and is not a substitute for a traditional time deposit. You must be prepared to risk loss of the interest that you might otherwise have earned on money placed as a traditional time Deposit of the same tenure. You should consult your own professional advisers if you have any question or concern about this product.